Working Capital

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Why Choose Working Capital Finance?

Experience hassle-free lending with benefits designed for you

Fast Approval

Get loan approval within 20 to 30 days with mandatory documentation

Low Interest

Competitive rates starting from 8.50% per annum

Collateral

Hybrid Options

Flexible Tenure

Renewal on every 12 months

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Benefits and Types of Working Capital Finance

Benefits

  • Improves business cash flow
  • Meets seasonal business requirements
  • Helps maintain inventory
  • Timely payment to suppliers and employees
  • Supports business growth without disturbing long-term investment

Types of Working Capital Finance

  • Cash credit (CC): Withdraw funds up to an approved limit against stock and receivables.
  • Overdraft (OD): Overdraw from a current account up to a sanctioned limit.
  • Working Capital Demand Loan (WCDL): Short-term loan for specific working capital needs.
  • Bill Discounting: Receive immediate funds against unpaid invoices.
  • Invoice Financing: Finance based on outstanding customer invoices.

Basic Documents

  • Aadhaar Card & PAN Card
  • Business PAN
  • GST Returns
  • Last 2–3 Years ITR full set
  • Last 12 Months Bank Statement
  • Stock Statement (if applicable)
  • Debtors and creditors list 
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Need help? Call us at 9322272258